NCAA Division I-AA Football Champions

• 1978 Florida A&M 35-28 Massachusetts
• 1979 Eastern Kentucky 30-7 Lehigh
• 1980 Boise State 31-29 Eastern Kentucky
• 1981 Idaho State 34-23 Eastern Kentucky
• 1982 Eastern Kentucky 17-14 Delaware
• 1983 Southern Illinois 43-7 Western Carolina
• 1984 Montana State 19-6 Louisiana Tech
• 1985 Georgia Southern 44-42 Furman
• 1986 Georgia Southern 48-21 Arkansas State
• 1987 Northeast Louisiana 43-42 Marshall
• 1988 Furman 17-12 Georgia Southern
• 1989 Georgia Southern 37-34 Stephen F. Austin
• 1990 Georgia Southern 36-13 Nevada
• 1991 Youngstown State 25-17 Marshall
• 1992 Marshall 31-28 Youngstown State
• 1993 Youngstown State 17-5 Marshall
• 1994 Youngstown State 28-14 Boise State
• 1995 Montana 22-20 Marshall
• 1996 Marshall 49-29 Montana
• 1997 Youngstown State 10-9 McNeese State
• 1998 Massachusetts 12-3 Georgia Southern
• 1999 Georgia Southern 59-24 Youngstown State
• 2000 Georgia Southern 27-25 Montana
• 2001 Montana 13-6 Furman
• 2002 Western Kentucky 34-14 McNeese State
• 2003 Delaware 40-0 Colgate
• 2004 James Madison 31-21 Montana